Home Loans

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Nothing would delight us more than to help you buy your dream home. HSBC Home Loans make it easier for you to move in as soon as possible without putting a strain on your wallet

Features & Benefits

Loan Requirement :

We offer you loans ranging from Rs.5 lakhs upto Rs.3 Crore*.

Property Types:

We offer loans to Resident Indians and NRIs for ready property, under construction property, self-construction and home improvement.

Loan Tenure:

Loans available upto 25 years.

Repayment Options - Choose between fixed and floating rate home loans. You also have the option of switching from a floating rate home loan to a fixed rate home loan once a year at no extra cost. **

No Penalty option - You can opt to pre-pay up to 25% of your loan every year. Pre-payment is permitted after a minimum of 6 months following loan disbursal.

Free Gold Credit card - On approval of your Home Loan, you get a Gold Credit card#, free for the first year with annual charges being waived.

Tax Benefits - Resident Indians are eligible for certain tax benefits on principal and interest components of a housing loan under the Income Tax Act, 1961.^##

For further information and free counselling about your Property buying please update your contact information.